Term Life
A type of life insurance policy that is not whole life
or written to cover the whole remainder of the insured's
lifetime, but instead is written to cover only a
period of time. Often that period of time is a set
number of years, such as 1 year, 10 years or 20 years.
At other times, the policy is written for a term
that expires at a specified age, for example, when
the insured turns 65. Contact us
Universal Life
A combination of monthly term life insurance plus possible
savings in an arrangement that provides limited flexibility
as to death benefits and premium payment. Contact us
Medical Insurance (individual and group)
Insurance providing for payment of medical, surgical,
and hospital expenses. Contact us
Short Term Medical
A policy period of less than one year. Contact us
Disability Income
A form of coverage which provides benefits to employees
disabled by sickness or accident not related to employment.
An extension of workers compensation acts in New York,
New Jersey, California, Hawaii, Puerto Rico and Rhode
Island. Contact us
Long Term Care
Sold either on a group or individual basis. Pays for
nursing home or home health care costs including room,
board and medical expenses. Contact us |
